Australia’s Specialist Accountants for Education Providers and Growing Businesses

Specialist accounting, and financial modelling for education providers and growing Australian businesses, with proven ASQA and TEQSA compliance expertise

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Does This Sound Familiar?

You’re unsure what you can pay yourself?
Accounting is messy and time-consuming?
Your accountant is hard to reach or understand?
You don’t really know where your business stands?

Let Us Help

Clarity on Your Numbers

Expert Support Anytime

Plan for Growth

We get it – managing business is difficult

Leave your finances to us, so you can focus your valuable time on achieving your goals and ambitions!

Who we work with

Vocational & Higher Education Providers

Accounting and compliance support for:

RTOs, training organisations, and education providers
ASQA and TEQSA reporting requirements
Multiple funding streams and complex income structures
Clear financial reporting and regulatory confidence

Growing Australian Businesses Businesses (SMEs)

Accounting and tax support for:

Sole traders, companies, and trusts
Businesses with multiple income sources
Owners who want clarity, not jargon
Fixed-fee services with proactive advice

Free Guide for Business Owners

5 Biggest Tax Mistakes Small Businesses Make Costing Them $’000s (And How to Avoid Them)

Many businesses overpay tax or expose themselves to risk without realising it. This practical guide highlights the most common mistakes we see — and what you can do to avoid them.

Download

How it works

1. Let's Chat

Book a call so we can understand your business, your challenges, and your goals. We’ll quickly confirm whether we’re the right fit.

2. Clear plan, clear pricing

You’ll receive a practical plan tailored to your business, with fixed upfront pricing and a fee guarantee. No surprises, no grey areas.

3. Ongoing support as you grow

We handle the numbers and compliance, giving you clarity and confidence while you focus on growing your business.

Get in Touch

Read Our Client Testimonials

Vishal has been known to me for more than 10 years and in that time his professionalism and consistency in client care have remained steady and reliable. His knowledge of financial service products is both deep and practical and he takes the time to ensure clients understand each step of the process before decisions are made. Target Financial Services has clearly benefited from his calm attention to detail. He listens first, then offers options that are well thought through. There is never pressure. There is clarity, straight talk and genuine care for doing the right thing. In a sector where trust is earned over time, Vishal has earned mine many times. His follow up is timely. His guidance is measured. His attitude is grounded and respectful. I have no hesitation in recommending him to any individual or business seeking financial support, planning or advice.

Alec Gardner

Very impressive of how quickly and professional the services that Target Financial Services has provided. Vishal has been really helpful and patience in providing guidance and professional advice which is very much beneficial to our organisation. Problems resolved in an efficient way with Vishal’s assistance. Target Financial Services is highly recommended and we shall return for further services in the future.

Puiyin LI

I’ve known Vishal for over 10 years, and he has always been incredibly professional, trustworthy, and dedicated to everything. His business, Tailored Tax, Lending, and Advisory Solutions, truly lives up to its name offering personalised, practical advice that makes a real difference. Vishal has helped me with tax solutions for my business, and I couldn’t be happier with the results. He took the time to understand my situation in detail, explained everything clearly, and provided strategies that not only solved immediate issues but also set me up for long-term success. What I appreciate most about Vishal is his honesty, reliability, and genuine care for his clients. He goes above and beyond to ensure you feel supported and confident in every decision. It’s rare to find someone who combines expertise with such a personal touch. I highly recommend Vishal to anyone looking for professional tax, lending, or business advisory services. You’ll be in excellent hands!

Navreet bdaeng

I’ve known Vishal for over 10 years and he has always been professional, reliable, and easy to deal with. I completely trust his advice and wouldn’t hesitate to recommend Vishal and Target Financial Services to anyone looking for professional financial guidance.

Toby Cremer

I had a great experience with Target Financials. Vishal was professional, knowledgeable, and extremely patient in explaining every step of the process. He took the time to understand my situation and provided clear, practical advice that really helped me make confident financial decisions. His communication was excellent, and he always responded promptly to any questions I had. I truly appreciate his honesty and dedication to helping his clients. Highly recommend Vishal and the Target Financials team!

Harsh Babbar

Target Financials team was professional, approachable, and made the whole process feel easy and stress-free. Communication was clear throughout, and I felt well supported. I would happily recommend them.

Fabiana Loddo

I had an outstanding experience with Target Financial Services. Vishal made sorting out my finances incredibly easy and efficient. His professionalism and confidence put me at ease as first time customer. His expertise and attention to detail and follow up skills ensured a seamless process. I highly recommend Target financial services 100% satisfaction!